If you are dealing with a situation in which you, as a consumer, are not being dealt with properly in a consumer related transaction or circumstance, find out what your legal rights are. Seek the advice and representation of experienced legal counsel. Every day those with credit card debt are harassed by a number of collection agencies that commonly use unethical and sometimes illegal means to attempt to collect debt.
Higher education is an investment in one's future; and it can be expensive. If you are being harassed by student loan creditors or debt collection agencies, find out what your legal rights and options are.
Make sure your are informed and your rights are protected. Being harassed by creditors or debt collectors is illegal. There are both State and Federal Debt Collection Laws that exist to protect the consumer from harassment and other illegal activities by collection agencies, their subsidiaries, and third parties. Get buying tips about Debt Collection Agencies delivered to your inbox. Thank you, you have successfully subscribed to our newsletter! Enjoy reading our tips and recommendations. A lady called me from Convergent outsourcing about a Dish Network account.
I made arrangement to pay for some equipment for renting it, I did not owe them any money. I was a month to month plan. So I paid them 2 payment Dec. And Jan they took out of my banking acc.
They sent my acc. After I paid, I they say I don't have acc. And I owe them money. I paid them in full. They are a scam. Received several calls from this Company. Caller I. I never used Dish Network. I called Dish to confirm this and they said they have no record of a debt. These people need to be stopped.
I called the Federal Bureau of Consumer Protection and filed a report. It was easy and if you've been harassed by them you need to do this. It's the only way to shut them down. Your credit score will be affected by this Company.
This company is horrible. I owed a bill to Sprint which I paid to Sprint. In full! Somehow before I did they bought the debt and are reporting it. Since I paid what I owed to Sprint how can they possibly own this debt? I have sent numerous validation letters and no response! This company does not follow FCRA laws and should be sued into bankruptcy for all the hard they do. Look at all the reviews. Wren I answer, they automatically hang up, never say anything - Anonymous Michigan.
I receive calls from this number and on the caller i. Never a person. Have called over a year! Told them numerous times have wrong person! Not to call! Been calling at least every day now for 3 months. So annoying. Getting called almost daily by this number for weeks now. Since I'm deaf I can't take the call nor listen to the voicemail I use text and email , but if it's about DISH Network our account is in my husband's name, they don't have my Virgin Mobile phone number that is getting the calls, and we are set up for auto-pay through my husband and haven't missed any payments.
So this is either a scam or an error, not to mention an annoyance. Or if someone had my VM number before me I got it a year ago , are the calls meant for that person? Calls every day times a day, demanding I pay my deceased mothers debt, this has been going on since Oct 4 , 5 days after she passed - Anonymous California.
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Caller name: Convergent Caller type: Unknown Keep calling but do not leave message. Caller name: Illinois Caller type: Unknown I've blocked this number and they still try to call. Caller name: Other Caller type: Telemarketer 2 calls 10 minutes apart. Caller name: Er solutions Caller type: Debt Collector I'm getting calls about someone's debt who used to have my new number. Caller name: Convergent Caller type: Unknown Numerous call every day.
Caller type: Unknown Number calls every single day multiple times Caller name: Convergent Caller type: Unknown Calls daily, sometimes more than once. Caller type: Unknown calling while on do not call list - Anonymous Texas. It is important to note that if you are in a state that does not allow wage garnishment, it is illegal for them to threaten to garnish your wages.
It is also illegal for ER Solutions to make any claims they cannot or will not follow through on — this includes threatening to sue you or to foreclose on your home. If you are being harassed by a debt collector, you should also consider filing a complaint. Lexington Law knows that you have rights, and ER Solutions does too. Missed payments over several months will cause a hit to your credit score. Couple that with a collection account on your credit report, and it can definitely impact your ability to qualify for new credit.
Debt collectors often buy and sell debt from one another, so this can lead to multiple collections showing on your credit reports for the same account. There are strict regulations about what a debt collector can and cannot do in the United States.
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